Veteran Benefits Center
VA Home Loans
VA-guaranteed loans help Veterans, Service members, and eligible surviving spouses buy, build, refinance, or adapt a home.
VA Purchase Loan
Buy a primary residence with no down payment in most cases and no private mortgage insurance.
Official: VA.govVerified 2025-01-15View details
Cash-Out Refinance
Refinance and take equity out of your home in cash for any purpose.
Official: VA.govVerified 2025-01-15View details
Interest Rate Reduction Refinance (IRRRL)
Lower your current VA loan rate with a streamlined refinance.
Official: VA.govVerified 2025-01-15View details
Native American Direct Loan (NADL)
Direct VA loan to buy, build, or improve a home on federal trust land.
Official: VA.govVerified 2025-01-15View details
Adapted Housing Grants (SAH/SHA)
Grants to build or modify a home for a service-connected disability.
Official: VA.govVerified 2025-01-15View details
Foreclosure Assistance
Free VA loan technicians help Veterans avoid foreclosure.
Official: VA.govVerified 2025-01-15View details
Educational Resource — Not Affiliated with the VA
ISHOT Military Academy is an independent educational platform and is not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense, or any U.S. Military Branch. Benefit information is provided for educational purposes only. Eligibility requirements, payment amounts, and program rules may change. Always verify current information through the official U.S. Department of Veterans Affairs website (VA.gov) before making decisions.