Official sourceDefense Finance and Accounting Service (DFAS)
Official website Last verified 2026-07-13ยทEffective 2018-01-01
What it is
Members who entered on or after Jan 1, 2018 default into the Blended Retirement System: 2.0% per year of service defined-benefit multiplier plus TSP with government matching up to 5%. Legacy 'High-3' (2.5% per year of service) applies to members grandfathered before 2018.
Who qualifies
- Active-duty retirement generally requires 20 years of service.
- Reserve/Guard retirement uses points (generally 20 good years, pay begins at age 60 with reductions possible under 10 U.S.C. ยง12731).
How to apply
- 1Submit retirement package through your Service's personnel system.
- 2Elect Survivor Benefit Plan (SBP) coverage at retirement.
Frequently asked questions
Can I switch from Legacy to BRS?
The opt-in window closed on Dec 31, 2018.
