๐Ÿ’ฐ Military Pay

Military Retirement Pay

Blended Retirement System (BRS) or Legacy High-3, plus TSP.

Official sourceDefense Finance and Accounting Service (DFAS)
Official website
Last verified 2026-07-13ยทEffective 2018-01-01

What it is

Members who entered on or after Jan 1, 2018 default into the Blended Retirement System: 2.0% per year of service defined-benefit multiplier plus TSP with government matching up to 5%. Legacy 'High-3' (2.5% per year of service) applies to members grandfathered before 2018.

Who qualifies

  • Active-duty retirement generally requires 20 years of service.
  • Reserve/Guard retirement uses points (generally 20 good years, pay begins at age 60 with reductions possible under 10 U.S.C. ยง12731).

How to apply

  1. 1Submit retirement package through your Service's personnel system.
  2. 2Elect Survivor Benefit Plan (SBP) coverage at retirement.
Apply on the official website

Frequently asked questions

Can I switch from Legacy to BRS?
The opt-in window closed on Dec 31, 2018.