Total Benefits Estimator

Estimate your annual military compensation package — regular military compensation (Basic Pay + BAH + BAS), plus the estimated value of healthcare, retirement matching, and tax advantages.

Grade

Years of service: 4

Estimated monthly BAH ($)

Look up your ZIP + grade at travel.dod.mil for the official amount.

Estimated annual package

$96,218.2

Cash + benefits (educational estimate)

Basic Pay

$3,053 / mo

$36,636 / yr

BAH

Non-taxable

$25,200 / yr

BAS

Non-taxable

$5,626 / yr

TSP match (up to 5%)

Under BRS, after 2 YOS

$1,832 / yr

Healthcare value

TRICARE actuarial estimate

$22,000 / yr

Tax advantage

Tax-free allowances

$4,624 / yr

SGLI premium value

Low-cost group life

$300 / yr

Educational estimate only. This is not an official military compensation statement. Actual pay is set on your Leave and Earnings Statement (LES) and depends on duty status, orders, dependents, tax situation, government housing, meal deductions, and special pays. Verify actual compensation with DFAS, your finance office, or your official LES.

Educational Resource — Not Official

ISHOT Military Academy is an independent educational platform and is not affiliated with the U.S. Department of Defense, the Department of Veterans Affairs, or any U.S. Military Service. Every benefit here is sourced from official U.S. Government publications and links out to the authoritative government website. Eligibility, amounts, and program rules change frequently — always confirm your specific situation with a Service education/finance office, a VA-accredited representative, or the official program office listed for each benefit.